Grove Financial & Associates, Inc

350 S Sporting Hill Rd
Mechanicsburg, PA 17050

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What Does Condo Insurance Cover?

You have just purchased a fantastic condo, and it is one of the most significant investments that you will make in your lifetime. You need to obtain condo insurance to protect your investment in your new home, but what exactly does condo insurance cover?

Condo insurance typically includes standard coverages to help protect you and your condominium unit, as well as your personal belongings and household goods.

Personal Liability Coverage

This type of coverage is great to have, especially if a guest who is visiting you at your condo is accidentally injured, and it is deemed to be your fault. Your condo insurance policy will help you pay your legal fees and the medical bills of the guest who was injured.

Building Property Protection

If a fire or other disaster destroys your condo, this part of your policy will pay to repair damages to the walls of your condo as well as the interior, including fixtures.

Personal Property Coverage

Personal property coverage will help you replace or repair items, such as your furniture, electronics, clothing, and other items if they are stolen or damaged in some way that is covered under your policy.

In addition to the standard condo insurance coverages,  there are more coverage options you can choose from to add to your policy.

Flood insurance may be in order if you live an area of Pennsylvania that flooding occurs often. This coverage will repair or replace items lost due to flooding. You can also opt for an umbrella insurance policy that will pay for damages you incur in a court case or even if you are sued for libel or slander.

To create the best condo insurance policy for you and your situation, you will need to enlist an insurance agent who is experienced and skilled in condo insurance. The agents at Grove Financial & Associates Inc. in Mechanicsburg, PA are ready to create your condo insurance policy today!

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